Review of Canada Protection Plan Life Insurance

Canada Protection Plan first got its start in Toronto in 1992. Even though this seems young compared to other insurance companies, they do have your interest in mind. CPP has the backing of Forrester’s Financial. They are found throughout North America and are one of the largest companies in the insurance industry.

As time passed, they began to expand their business. This included adding new products. In 2006, they introduced a suite of No Medical products. They also offered some options for No Medical term life.

2006 was also the year they started using a call centre and working directly with the consumer for sales. Sales could now be completed over the phone rather than face-to-face.

CPP continues to grow. Based on numerous CPP life insurance reviews online, the customers now have options they didn’t have before. This includes easy access to Simplified Issue Life and no medical. You can even access critical illness insurance easily.

The company’s mission has always been to protect those who may not be able to get life insurance through other means. This could be due to health problems, or it could even be for those who struggle and are in good health.

What is the value of CPP?

Compassionate: 

They are known for their compassionate attitude. It isn’t just the policyholders that have that benefit. CPP also shows compassion to employees, distributors, and even the communities where they work.

CPP wants to ensure that everyone involved gets treated fairly.

Security:

Canadian life insurance companies underwrite and financially back the policies offered by Canadian Protection Plan. This includes having the protection of an organization that protects the policyholders in Canada if a life insurance company should fail. That company is Assuris.

They Focus on Community:

Canada Protection Plan helps in the communities where they work. They want to give back whenever possible and contribute generously to the community. They also support charity.

They Offer Competitive Products:

If you need a competitive product, then CPP has your back. They offer rates, features, and various options that align with what anybody else would offer.

Affordability:

When you compare the plans offered by CPP, you find that they align with what the others provide or are even lower.

Is a life insurance plan with Canadian Protection Plan the right choice for everyone?

One of the primary benefits of using the Canada Protection Plan is that you don’t need to undergo a medical exam before you choose a product. Anyone who suffers from health problems, genetic issues, drug or alcohol abuse, or is at risk because of their hobbies will not have to undergo a medical exam to get insurance.

Some people need to get insurance quickly, and a medical exam will likely slow down the process.

At the same time, you can expect to pay a premium for insurance if you rush through the process in this way.

How do you apply for the Canada Protection Plan?

You will have to undergo a screening and answer some medical questions before approval. It’s a relatively simple concept. You get a lower price if you answer more questions with an honest yes.

One thing you want to avoid is giving any wrong answers or not admitting to any health issues you may be facing. If you are caught giving false answers, you may not receive insurance, or if you have a claim, you may not be able to take advantage of it.

Canada Protection Plan must review the questionnaire, and then they can choose whether to approve you for insurance. In most cases, you will get approval within 48 hours. Even if it is longer, they still offer some of the lowest times in the industry.

Life insurance products offered through Canada Protection Plan:

It’s time to look at some of the different products offered through CPP and find out what may be right for you.

CPP Guaranteed Acceptance Life:

If you’re looking for a guaranteed acceptance life insurance policy, this is the one to choose. It is used by many who need help getting insurance through other means. You don’t have any requirements. They just insure you.

You may use this insurance because of a health condition that would keep you from being insured through other means.

Only some people are going to consider this a suitable policy. After all, you can only get insured for a maximum of $25,000. Most people looking for life insurance want to be insured for a much larger amount.

In addition, there is a two-year length of time in which the only thing the beneficiaries will receive is the amount you have paid into the product. They will only get the $25,000 if you die after two years of obtaining the insurance.

CPP Deterred Life:

The maximum amount covered under this plan is $75,000. It’s similar to the Guaranteed Acceptance Life insurance, but it is a little better. It often covers people with health problems that could not get insurance through other companies.

Similar to Guaranteed Acceptance Life insurance, there is a two-year waiting period before they would pay the entire premium. If you die within two years, your beneficiaries would only get a refund of what you have paid in the premium.

CPP Deferred Elite Life:

You can use the Deferred Elite Life insurance to get as much as $350,000 of coverage. Some people with minimal health issues use this product.

They still offer the refund of premiums paid in the first two years after you sign on the dotted line. The big difference is if you die in the second year, they will pay half of the coverage to your beneficiaries.

CPP Simplified Elite:

The Simplified Elite insurance plan is very similar to other types of life insurance. It is for healthy customers that want to be covered.

It is typically going to cost less for this policy, even though you don’t have to undergo any medical exams to get approved. You can get coverage for up to $500,000.

If you die in the first two years, your beneficiaries receive the complete benefit.

Joanne de Guzman Rico: A Marketing Trailblazer to look out for in 2023 Despite many challenges, this marketer built and turned-around brands from zero to hero

Meet Joanne de Guzman Rico, the Head of Marketing at Salma Rehabilitation Hospital, which is part of SEHA – the largest network of government medical facilities in the capital of the United Arab Emirates.

A Story of an Empowered Woman

Joanne de Guzman Rico is a story of an empowered woman who is rising above adversity. From humble beginnings in Manila, she has gone a long way from her first job to now a truly inspiring global professional.

A consistent A-student, Joanne believes that having a strong academic foundation will serve as a springboard to success. Armed with resilience, grit, and ambition, she did not let poverty define her future so she studied very hard to earn scholarships. Her mother’s and family’s sacrifices became her inspiration and her drive to achieve more. She dedicated all her time and effort to complete each school year with academic and special awards so she could maintain her scholarship and help finance her education. In 1999, she graduated Valedictorian with 7 other academic, extracurricular, and special awards. She then took Bachelor of Arts, Major in Philosophy at the College of Social Sciences and Philosophy in the University of the Philippines – Diliman, where she graduated Magna Cum Laude.

Right after graduation, she joined Globe Telecom where she started her career as a Sales Administrative Associate, then later as a Customer Service Associate. While working at Globe, she received awards and special recognition from the company. In 2005, she joined Ministop Philippines as a Franchise Marketing Officer – her first break in Marketing. Despite not having a formal education in the field of Marketing, she won the Rookie of the Year Award on her 6th month in Ministop. On her 7th month, and only at age 23 then, she was handpicked by top management and was promoted to Advertising and Promotions Manager, where she headed a 7-person team and managed the main brand with a chain of over 250 stores. Joanne was mentored by one of the Philippine’s business tycoons, and was trained at Ministop’s Head Quarters in Tokyo, Japan so she could learn, replicate, and implement the core brand strategy in the local business arena.

In 2009, Al-Ahli Hospital – the largest private premium hospital in Doha, Qatar, took Joanne and later appointed her as the organization’s Marketing Executive. She was the first Filipino woman to officially breakthrough the space of healthcare marketing in Qatar.

In 2012, Burjeel Hospital in Abu Dhabi, UAE took Joanne as part of its pioneer team, where her main task was to introduce the brand in the emirate and grow its market share in the capital, within the country, and within the region. In the inception and growth stages of Burjeel, Joanne single-handedly managed all marketing campaigns of the brand across all platforms. She was awarded Burjeel Star Employee in 2013 and was recognized as Burjeel Star during Burjeel’s 2nd Annual Day in 2014. In 2015, Joanne was promoted to Senior Marketing Executive and a year later, she became the Assistant Marketing Manager of the brand, where she managed the PR communications and corporate events verticals of the brand.

In April 2018, Joanne joined NMC Healthcare – the largest private healthcare company in the UAE. NMC acquired Bareen International Hospital, which has been on negative profitability for 3 years since it started its operations. In less than a year after Joanne joined the company as the Marketing and Sales Manager, Bareen started growing patient volume and began gaining profits. As a result, the hospital expanded by adding more clinics, doctors, and beds to capture the continuous rise of patient footfall in its outpatient and inpatient departments. Joanne became the first Filipino woman in the leadership team of Bareen and played a significant role in the milestone that became a feather on the hat of both Bareen and NMC. Due to this breakthrough, NMC stepped up business expansion plans, acquired more medical centers in Abu Dhabi and winged each of them under Bareen Management team – which is now grouped as a cluster. In less than two years, Bareen Cluster has grown from managing one to eight medical facilities. In the same speed, Joanne was promoted to Head of Marketing and Sales of the cluster. She spearheaded functions related to Marketing and Business Development – from brand positioning to increasing brand awareness and growing brand loyalty to the facility, from increasing footfall to generating revenue and raising profitability for each medical facility.

In August 2022, Salma Rehabilitation Hospital under SEHA, took Joanne and posted her as Head of Marketing.

An Advocate of Children’s Right to Education

Joanne’s greatest dream is to serve, give back, and be an instrument of change in the community. Having experienced it herself, she has a strong personal advocacy on the right of children to access education, especially the underprivileged segment. She has been a resilient sponsor of World Vision Philippines for 17 years and has been supporting many children together with their families and their communities in depressed areas of her home country. While working at Ministop Philippines, she launched the World Vision Coin Bank campaign across all Ministop stores. She opened doors to introduce World Vision’s Child Sponsorship Program to JG Summit employees and Ministop franchisees. Her commitment towards the cause prompted her to be one of the pro bono organizers of the event and to host the program. Currently, Joanne is one of the ambassadors and spokespersons of World Vision Philippines overseas.

In order to inspire other Filipino women to rise to the challenge no matter the circumstance and break glass ceilings, Joanne wrote a book chapter about her journey which was published in Disrupt 4.0 Filipina Women: BEING – The Fourth Book on Leadership by the Foundation for Filipina Women’s Network. The book was launched at the Gremio Literario in Lisbon, Portugal in November 2022.

Awards and Accolades

During her 18-year career, Joanne has received numerous awards and recognitions for her accomplishments. In 2017, she was recognized and awarded as the Marketing and Advertising Professional of the Year by The Filipino Times, a glitterati red-carpet event held in honor of exemplary Filipinos overseas. In 2018, Joanne was one of the nominees for the Search for Huwarang OFW, organized by 700 Club Asia through one of the biggest TV networks in the Philippines: GMA 7. In 2020, she was named as one of the Thought Leaders in Illustrado’s 300 Most Influential Filipinos in the Gulf, Legacy Edition. In 2021, Joanne was recognized as one of the Most Influential Filipina Women in the WorldTM by a US-based non-profit organization, Foundation for Filipina Women’s Network. She was the only awardee from the Middle East during that year. In 2022, she received an award for Outstanding Leadership during the Health 2.0 Conference in Dubai, UAE.

Joanne’s journey in large, multicultural organizations was and is not a walk in the park. The struggles are real and are most of the time, daunting. Breaking stereotypes of nationality and gender roles in the workplace is still an existing unspoken issue. Bringing with her core values such as faith, hard work, dedication, passion, and resilience, Joanne rose to the challenge, and trail-blazed with pride and confidence in the international arena.

ICL South America: Creating a Sustainable Future

Meet Gustavo Vasques, the CEO of ICL South America, a pioneer in specialty minerals with a focus on cutting-edge and long-lasting approaches to plant nutrition, animal nutrition, and the provision of raw materials for the fertilizer industry. ICL’s distinctive combination of natural resources, personnel, and technological innovation applied to the particular requirements in countries where it conducts business impacts the growth of production and food quality, permits sustainability in agriculture and industry, and aids in environmental protection.

Born in São Paulo City, Gustavo has a degree in Business Administration, with an MBA in Business Administration from the Business School São Paulo and extension courses at the University of Toronto – Rotman School of Management and Northwestern University – Kellogg School of Management. From November 2017 to 2021, Gustavo presided over the South American operations of Compass Minerals, where he was responsible for aligning and developing the company’s businesses – agriculture, plant nutrition and physiology, animal nutrition, water treatment, and chemicals for industrial processes – in Brazil and other places. With the acquisition by ICL in the same year, Gustavo eventually became the company’s CEO in South America.

A True Global Leader

Headquartered in Tel Aviv, Israel, ICL(Israel Chemicals Companhia) is a global leader leveraging its unique resources and technological capabilities to develop impactful and sustainable plant nutrition and physiology solutions. With more than 12,500 employees worldwide, 38 production sites in 13 countries, and 24 Research and Development Centers including 3 in Brazil. In 2021, ICL reached revenues of approximately US$ 6.95 billion globally.

Currently, the company controls ICL, Aminoagro, Dimicron, and Maximus in South America. Its agricultural business portfolio now includes enhanced efficiency and gradual release fertilizers, soil and foliar micronutrients, secondary macronutrients, seed regulation, treatment and supplementation, soil and spray conditioners, adjuvants, and products for animal nutrition and industry.

Tackling Society’s Primary Challenges

“ICL understands that, in order to advance effectively, quickly, and towards society’s main challenges, it needs to work beyond the company’s walls, that is, in partnership with universities, academia, entrepreneurs, and startups. This world of agtechs is full of brilliant minds who are developing a series of projects that, associated with our efforts, can collaborate a lot so that we can achieve our challenges,”– said Gustavo

ICL’s obsession with innovation led to the introduction of the “ICL Planet Hub,” which is a platform that links these bright minds to think about the future. ICL has been leveraging this partnership to interact with entrepreneurs in Brazil and throughout the world through the Brazilian Agtech Garage, situated in Piracicaba, a city in the interior of the state of Sao Paulo. Still, from a Global point of view, ICL has two exceptional companies: Agmatix and Growers, which provide solutions in the digital field.

“When we combine startups with established companies, we have a positive combination of structure, capital, proximity to the market, and capillarity with entrepreneurs and good projects and scientists. So, the main way to connect to the objectives and challenges companies have been trying to solve is to present projects and purposes for this target audience. In our case, we have a platform to receive this information and contacts from the agri-techs with which we will relate to connecting our objectives and the projects of these entrepreneurs,”– Gustavo stated.

Tools Transforming the Agritech Industry

There are several tools aimed at digital agriculture to capture and process data in a much better way. Since agriculture is a very technological segment, rural producers make countless daily decisions regarding technologies and their positioning. On the other hand are the researchers and the academia, who generate information daily. Data to connect these two environments in an increasingly less empirical way is extremely essential. So, satellites, artificial intelligence, machine learning, drones, and rapid diagnostic tools are necessary for this direction.

Tackling the Pandemic

COVID caused impacts of different natures, including digital acceleration on farms. Not as a replacement for human presence in the field but as a process and communication facilitator. So, in that period, ICL witnessed an acceleration in the digitization of agriculture. Another important point is that in a pandemic period, perceptions regarding the quality of life and health gained other proportions, which are entirely linked to what we eat, that is, also opening new paths and opportunities for agtechs.

Awards and Accolades

ICL has been intensively dedicated to corporate governance, innovation, and sustainability. In addition to increasing the productivity of the field, ICL has received the More Integrity Seal (an award from the Ministry of Agriculture, Livestock, and Supply to agribusiness companies for good integrity practices) from the Ministry of Agriculture for four consecutive years. It was also recognized as one of the most innovative companies in agribusiness by the Valor Inovação prize for two successive years and as one of the 5 Best Agro Companies in Brazil by EXAME Business Review.

“When we talk about increased productivity, we are very proud to see our customers standing out in national contests with soy and corn crops and quality in coffee.”– said Gustavo

Looking at the Future

ICL invests 52 million USD yearly, with innovation at the forefront. With three research centers in Brazil and 24 research centers worldwide, ICL aspires to bring satisfaction to its customers while being linked to a sustainability agenda. Annually, ICL brings new technologies and services and reinforces its commitment to continue in this direction.

“We see ICL growing with our customers and the communities we are in, following our commitment to innovation, pioneering responsibility, and sustainability. We will be active members of this agriculture and society of the future,”– stated Gustavo.

Andrew Stotter Brooks: A Global Leader with a Human Vision

Meet Andrew Stotter Brooks, the Vice President of Learning and Development for Etihad Airways, an international airline based in Abu-Dhabi, providing service to hundreds of destinations in 74 countries. As the Vice President of Learning and Development, Etihad Aviation Group, Andrew leads the creation of innovative, leading-edge learning solutions to support the development, growth and performance of Etihad’s incredible employees.

Andrew started his career in a small hotel in Dorset and learned the Art of Service in a variety of hotels on the south coast of England. In 1985 he joined Berni Inns, where he was tasked with the daily operational running of restaurants and Public Houses with Grand metropolitan in London. In 1987, he moved to Bass Hotels as an Operations Director and handled the daily operation of three small Hotels on the Southeast coast of the UK in 1992, Andrew joined the London YMCA as Hostel Manager, where he ran a multi-unit operation with over 200 bedrooms, restaurants, a children’s activity center, and a gym with a large after-school service and outreach programs for the broader community around London. In September 1995, Andrew joined TGI Fridays in Leicester Square, Central London.

In 1998, he joined Pinnacle Health Clubs now Nuffield Health as a Training/Recruitment Manager, responsible for the training department’s conception, creation and leadership development strategies. In 2003, Andrew joined Hilton Hotels Corporation and looked after the development of 16,000 team members across the 8 Hilton Brands in the UK and Ireland with a primary focus on Performance Management, Guest Service and Leadership Development. After serving Hilton for more than seven years, Andrew joined Carnival Australia, where he worked in partnership with the Regional HR Directors and the People and the Performance teams to provide specialist training and development advice and support to the South Pacific fleet. In 2011, Andrew joined Kout Food Group and it’s family of brands including Pizza Hut and Burger King in Kuwait in 2011 as Head of Learning and Development then in 2013 joined M.H. Alshaya Co. as Head of Learning and Development, where he was responsible for providing field education and development to thousands of leaders and team Members across the MENA region — supporting and developing learning and human capital for over 90 world class retail and restaurant brands, including Starbucks, the Body Shop, Harvey Nichols, H&M, Muji, the Cheesecake Factory, PF Changs and Foot Locker in 19 Countries, ultimately joining Etihad Aviation Group as Vice President Learning and Development in August 2019.

Tackling the Pandemic

Six months into his role and with growing numbers of coronavirus cases and travel bans around the globe, Andrew formed an online community to share knowledge and daily updates that connected teams around his network to keep communication human. Thousands of employees joined to listen to and enjoy, regular updates from fascinating people and famous guests. Daily video recordings of conversations quickly morphed into a weekly podcast.

“We’ve competed 135 episodes of the World Class Wednesday Webinar (WCWW); it’s been a fascinating and insightful journey. We’ve had an amazing time thanks to all of the incredible and brilliant guests that have joined us.”– he explained.

Advice for future talent

“It’s difficult to avoid hard work. But aspiring leaders should also think about their legacy and the value they add to the people they lead. Never underestimate the importance of understanding what the person in front of you needs, keep it human. People don’t care how much you know until they know how much you care. People will never forget how you make them feel. All humans need four things from each other. Respect, Acknowledgment, to be Heard and ultimately Remembered.”

“Never underestimate the power of strong eye contact and a smile. Two, focus on a genuine, warm welcome. Three, a friendly offer of assistance, How can I help you today? What do you need from me? Four, follow up with additional offers of help and a personal introduction, for example ‘my name is Andrew if you ever need anything from me just ask! Finally offer a fond and sincere farewell.

Catherine Lund: Delivering Quality Data Timely and Efficiently

Meet Catherine Lund, the Director of Johannesburg-based OnQ Research, a full-service Contract Research Organization with over two decades of experience. Under her leadership, OnQ is committed to providing innovative, cost-effective, and practical clinical research services to pharmaceutical, biotech, other CROs, and related industries. Being a South African company, OnQ Research prides itself on offering its clients a blend of innovation and adaptability while adding real value with its highly trained staff. By not compromising the quality, OnQ research uses science as the basic premise for its services. It offers assistance with protocol inception, designing, liaising, and obtaining appropriate Health Authority and IRB approvals, selecting high-quality sites through its extensive networks, monitoring, data management, and medical writing.

The Steadfast Leader

After completing her undergraduate training in 1991, Catherine started working as a midwife and specialized as a neonatal ICU nurse. She started her journey in clinical research as a study coordinator for an RSV trial. She then joined IQVIA as a Clinical Trial Assistant in 1996 and trained to become a CRA. Later she left IQVIA to pursue her career in contracting. Soon through collaborations, she established OnQ Research, a South Africa-based CRO, in 2006. Catherine has also served on the South African Clinical Research Association(SACRA) for three years. Additionally, she headed the writing department of SACRA and served as the Vice Chair for the South African Chapter of ACRP in 2003.

Ensuring Successful Clinical Trials

OnQ’s unique clinical monitoring team model and approach to clinical studies ensure the success of all clinical trials organized in the African continent. The organization works as a team of trusted experts to deliver quality research timely and efficiently. It offers innovative, cost-effective, and practical clinical research services, including Clinical Trials Management, Direct Patient Services- Mobile Research Nurses, Data Management Services, Quality Assurance, Medical Monitoring, Centralised Vendor Management, and Medical Writing. Under Catherine’s leadership, OnQ delivers excellent patient experience, reduced risk, and high-quality data management. The company’s clinical research team is spread across all the major cities in each country, enabling it to be agile as it can deploy resources on very short notice.

A Different Company

Catherine never intended to start a CRO; instead, she wanted to manage work-life balance as she had small children. However, she soon understood that it was difficult to work independently as the projects grew fast, and so did her team. Since its inception, OnQ Research does not believe in one size fits all approach. This also applies to all gambits of the client relationship and interface, starting from budget to the size of the team, systems and processes offered, and the level of engagement.

How the Future Looks Like

Located at the bottom of Africa, Catherine feels there’s a need for a deliberate and intentional focus on neglected diseases and diseases that predominantly affect developing nations primarily because of economic disparity and exploitation.

“Our company is deliberate in its focus on being the premier CRO in Africa. Our plan to achieve this is to intentionally invest in our staff and understand that all our clients require a bespoke and unique service.”- States Catherine.

“Take the first step in faith. You don’t have to see the whole staircase, just the first step”.  Martin Luther King

Real Estate Investing for Beginners: The Ultimate Guide

Real estate is one of the many income-producing assets you could leverage to guarantee your golden years will be smooth as butter. Even though the learning curve is steep, you have a chance to reap massive benefits. Think of it this way, the real estate market will keep growing and this means that there is a potential for business. However, it is not the easiest investment strategy, and a few costly mistakes can make all your hard work go down the drain. Here is a comprehensive guide to real estate investing to help you get started as a beginner: 

Conduct thorough research  

When considering real estate, the first step is to research the areas you are scouting. Analyzing the market trends will give you an excellent idea of whether investing in houses in the area is brilliant. Ask yourself whether the houses remain stagnant for long periods or if they sell like hotcakes because people would like to live there.  

Evaluate all costs involved 

Before you buy a property, it would be wise to consider all the costs involved, such as insurance, property taxes, repairs, and closing costs. The purchase price shouldn’t be the only factor that causes you to close the deal. If unsure, you could ask multiple contractors for a quote before you commit to buying property.  

Raise capital for your real estate  

Money is the lifeline of real estate; you need enough of it before becoming a successful real estate guru. The funds you acquire should cover purchasing the property, renovating, and hiring contractors. Therefore, raising capital for real estate should be a priority. There are many excellent ways to obtain the much-needed investment capital for real estate including the likes of bank loans, wholesaling, private money lenders, hard money lenders, and crowdfunding.  

Seek advice  

If you are a beginner, you might overlook some crucial details preventing you from selling your property. Therefore, it would be wise to seek help from a professional or someone who has worked in real estate for a long time. The extra pair of eyes will help you identify anything you missed and help you assess damage to the property.  

Think practically  

Flipping a home might seem like an exciting venture, especially if you enjoy working hands-on. However, it is easy to get overwhelmed in the process. A pro tip would be to think practically and take into account the skills you possess so you can determine how much help you need from other contractors. We also wouldn’t advise you to dive into house flipping if you are a total novice in the real estate industry.  

Final remarks 

Before you dive head-first into real estate, it would be wise to ensure you don’t get into a debt you can control. We also urge you to accumulate enough liquid cash to settle the down payment. Ensure you have a good credit score so you don’t have difficulty getting reasonable loan rates you can use as real estate leverage. Last but not least, the wise thing to do is start small and work your way up to bigger investments.  

Benefits of health insurance

In exchange for purchasing health insurance, you are committing to allowing the insurance company to pay for your medical expenses in the case of an accident or disease that decreases the need for hospitalization.

In today’s environment, health insurance has become a must for most people. It is essential for you and your family to be covered by a reputable health insurance policy since the expense of private medical care is so exorbitant these days. In an emergency situation, health insurance may be lifesaving, especially if the family’s only earner is sick and unable to work. In the case of a medical emergency, it would reduce your level of worry.

In most cases, health insurance coverage will cover the expenses of doctor’s visits, consultations, diagnostic testing, and hospitalization. Continue reading for further information about health insurance benefits:

  • Comprehensive coverage 

If you acquire health insurance online, you will be able to handle health-related issues and receive the best available medical treatment without having to worry about prices. 

  • Cashless treatment 

When an insured individual is hospitalized, insurance companies often have arrangements with hospitals known as “network hospitals” that allow the insured to get treatment without having to pay a deductible. When an insured person receives care at one of these institutions, the expenses spent by the insured are covered by these hospitals. 

The insurance company will reimburse you for the medical expenses you incur while having treatment at these institutions, and you will receive reimbursement when you submit a claim for the amounts you have been charged.

  • Ease of portability 

One of the most significant benefits of health insurance portability is the opportunity to transfer health insurance carriers at any time without penalty. Protection against being taken advantage of by insurers, as well as additional options in the case that customers are dissatisfied with their present insurance coverage

  • Security against raising costs 

In India, where medical expenditures are on the increase, having a solid health insurance policy in place is crucial in the face of rising medical bills. In addition to offering comprehensive coverage, the insurance protects you against the escalating costs of medical treatment should you need it in an emergency situation. Because of this, you will be able to relax while still maintaining your health.

  • Helps to cope up with medical inflation 

As a consequence of a growth in the number of ailments and developments in medical technology, the cost of healthcare has risen significantly in recent years. Everything from hospitalization to ambulances to diagnostic tests to pharmaceuticals to hospital room rent to operating room expenses is increasing at an alarming rate, as is the cost of everything else. 

If you aren’t completely prepared for these charges, they might place a strain on your financial situation. As a result, it is feasible to pay a low annual health insurance premium and to deal with the weight of medical inflation while receiving great treatment without having to be concerned about the financial implications.

  • Safeguard savings 

While suffering a significant condition, you may find yourself emotionally and financially weary while you fight the sickness. It is possible to control your spending more logically and avoid depleting your financial resources by purchasing a suitable health insurance policy. Aside from that, you won’t have to worry about payment since certain insurance companies allow cashless treatment. 

The money you have saved may be put to good use for a variety of purposes, including as a down payment on a home, college tuition for your children, or other long-term objectives. A health insurance plan also provides you with the opportunity to take advantage of tax breaks, which may enable you to save even more money.

Conclusion

The benefits of obtaining health insurance in 2022 are many and significant. Even if you’re physically and emotionally exhausted, it’s critical that you get insurance coverage as soon as possible.

Profit from your financial resources by selecting acceptable health insurance coverage in India at a reasonable price right now

5 Strategies to Promote Your Online Clothing Retail Store

Marketing is nothing new to a successful offline company. However, getting traffic to your online business might be another game. With an online store, you can reach more potential consumers than ever before – and manage their purchasing experience. Not that “if you build it, they will come.”

This post will discuss some of the finest Online Marketing for Clothing Retail Stores to bring your new online store in front of potential customers. We’ll look at driving traffic to your website and integrating marketing across your online and physical companies to maximize your channels. 

Online Store Promotion Strategies

Let’s look at the ways to promote your new online business to present and potential clients.

  1. Use (and grow) your email list.

Even a physical shop needs a solid email marketing plan. Collect as many email addresses as customers, prospects, and event attendees. When you launch, you may send an email to all of those folks, inviting them to your online shop. Consider giving an email promotion or a referral discount to encourage consumers to promote your site with friends and family.

  1. Improve your natural social presence.

You’ll want to maximize your digital engagement for your internet company. One of the simplest and most successful approaches is to fill your social media channels with bright photographs and exciting videos. If you already have a following on social media, now is to grow it. Increase your posting frequency and create more rich visual material and intriguing videos. Increasing interaction with your followers promotes brand recognition. Encourage user-generated content and sharing.

Now is the moment to improve your social media presence.

You need not be everywhere. Make sure you are active on the channels your target audience uses.

  1. SEO-optimize your webpage.

Search engine optimization (SEO) is a broad term that may take you down several rabbit holes. Here are some tips for newbies. Imagine yourself as your target audience – how do they speak about your goods, and what do they want to know?

Take note of on-page material. On-page content includes product names and descriptions, photos, blogs, and other information. Make sure your material addresses your clients’ queries and employs natural language. Meta tags are also vital. Title tags assist search engines in understanding what each page is about. Your website’s title tag should be unique on every page. Meta descriptions are page summaries. People will view your title tag and meta description on a search engine results page.

  1. Produce engaging material.

Creating amazing content for potential customers is a terrific approach to driving traffic to your site and establishing your brand as an authority in your niche.

  1. Use Google Ads. And Promote on social media.

Using Google Ads for SEO allows you to bid on keywords to rank higher in search engine results. Search engine optimization is focused on getting the coveted “top spot” – yet Google Ads will still appear first.

Search engine marketing is a terrific approach to promoting your website since it requires no design and may drive many new visitors. You’ll receive real-time results and can alter your Online Marketing for Clothing Retail Store as you go.

Social media is an excellent location to concentrate ad expenditure since people are using it. Which road would be ideal for a billboard? Consider social media marketing in this way. If your audience prefers Instagram over Twitter, you should invest in Instagram. Start small with photographs and videos. A picture ad may help you reach new customers. Try basic, compelling photos of your product and adapt your methods depending on the first results.

How to Write SEO Friendly Content that will Outrank Your Competition?

The primary way of beating your competition in the market is to produce better products for the customers and stay ahead in all factors, and what is better than Search Engine Optimization? Even if you provide the best products, it can be challenging to let the masses know about them. But with the advancements in online businesses, SEO or Search Engine Optimization has turned out to be the best way. Displaying your business’ webpage on Google as rank one can be a considerable profit in itself. If you manage to dominate the rankings on Google against your competitor, you will have an overall edge.

Again, producing quality SEO content can be challenging, and if you are wondering how to write SEO-friendly content, here are some tips that you can follow. These tips are professionally crafted, and you can use them without a doubt.

Use the Right Keywords

The first step is to use proper keywords to produce SEO content. To attract organic search and stay on top of Google rankings, keyword research is a mandatory task and must be done before creating content. You would need the right keywords and a lot of them to make your content stand out. Many online tools would help you find the right keywords depending on the type of content you write and publish.

Optimize According to Keywords

After you have found the right keywords, you need to implement them strategically in your content. Headers, page tags, and meta tags are some of the best places to distribute your keywords. Ensure that there are not too many keywords in one place, or else Google can discard your content given their algorithm detection game is vital when your website has multiple pages to view. This way, Google can detect your page as an effective one. Remember, for content optimization; you need to optimize your keyword game.

Link the Pages

When you have multiple pages on your website, interlinking them would increase your ranks. The primary way to have optimized content is by connecting the threads. All you need is to provide relevant connecting links on each blog post. Having the pages linked would give a lot of organic traffic, and every time a visitor starts clicking those connecting links, they would stay for some more time on your website. This would automatically boost your rankings. Keep in mind that you need to maintain all these links and ensure they are not dormant or broken.

Exploit Backlinking

Backlinking is the process of linking to external websites on Google on your blogs. You can do it after you are completed interlinking the various pages of your website. Google takes harsh steps on ranking websites if you link to websites that already have low rankings and are not optimized enough. Linking other websites to your blogs can also give some mutual help. Moreover, asking other websites to link your page to theirs can boost ranking.

Optimize the Loading Time

Google takes care of its visitors and would never link you to sites that take a lot of time to load. Hence, if you own an un-optimized site and take a lot of time to load, you better get that corrected or face low rankings. Too many high-memory elements like GIFs, images, and videos can slow your site’s loading time. Make the pages as clean as possible to reduce loading time, and you are staying on top of Google rankings with organic and constant traffic. Use your SEO writer tool to arrange your pages.

Use Meta Descriptions

While SEO content writing and the inclusion of meta descriptions in your blogs play a huge role in improving ranking, a commonly ignored step, including a meta description, can give you an edge over your competitors. While meta descriptions are considered old and boring, it still is a Kickstarter for every visitor during their Google search. Meta descriptions are easily the first impression maker and help attract traffic. 

Include Social Media

If you are running a business and producing content related to that, linking your social media channels can be really helpful. Search Engine Optimization performance is highly boosted when you integrate your social proof on your website. Along with good content, linking your social media to redirect the visitor to know more about your services or products. Even if linking your social proof would not affect your SEO rankings, it will drive traffic, and backlinking your blogs through social media channels can also be beneficial.

Your Website Should be Mobile-Friendly

The current technological era is relaxed yet rapid. People want information on the go. Hence it would be best to make your website friendly enough for the mobile screen. This will also add to the organic traffic and drive more visitors from a plethora of devices. Moreover, Google prefers to rank those sites better to produce mobile-friendly content. 

Implement Voice Searching

Voice searching holds the sole future for SEO-friendly content. As you optimize your content and enable it to be searched through voice search, Google will favor your content. While the number of people using voice search tools like Google Voice Assistant, Siri, and Alexa, the number of voice search-enabled websites is comparatively low. Thus if you integrate voice searching for your website, you will have the edge over your competitors. If you can secure your future, then your rankings are safe too.

Optimize the Click-Through Rate

When you create content for the viewers, you will have a great chance of having a higher click-through rate. By having a healthy click-through rate, your website’s traffic is highly driven. When the traffic on your website is high, Google detects your website as an active one and accordingly ranks you higher. 

Wrapping Up

To keep up with the world of SEO, you need to evolve your website constantly. This will provide you with better rankings on search engines and profit your business and promote your products or services. Now that you know how to write SEO-friendly content, you can implement the points discussed above and make significant progress on search engines.

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