How Fintech is changing the Banking industry

Fintech is a combination of Financial Technology associated with financial services. Fintech is nothing but the most accepted technological change to carry out financial management in the form of mobile payments, online banking services, mobile banking, and many more. All banking institutions and financial management use Fintech technology wisely for their consumers and customers. So, the Fintech banking industry is improved traditional banking systems. It makes banking systems more accessible and streamlined to use for customers. During the pandemic, these online banking services played a vital role for people to make transactions online within a few minutes. Lengthy banking processes like taking loans and transaction processes are becoming easy due to the use of Fintech. 

The banking industry has changed from physical to digital with the help of digitalization Fintech helps consumers make their own financial decisions and made them financially literate. In short, Fintech combines both traditional and digital services and gives more ease to customers while handling their financial issues. So, let’s discuss the latest financial trends in banking!

Latest Trends in Fintech Related to Banking Industry 

  • Digital wallets

Digital wallets are in the form of mobile apps to carry out user payment processes. It helps to store payment and password information on the mobile of that user. Customers use digital wallets like Amazon pay, Google pay, and other payment apps to handle their finances and transactions, and it helps them to store records of their payments and the history of transactions on mobile. Digital wallets not only handle payments but also help to book plane tickets and help to make hotel reservations also.

  • Virtual cards

Virtual cards are customers’ primary choice for making payments digitally and physically. It is the safest and most guaranteed method for making payments online. These virtual cards can get easily blocked without losing access to the main card. Virtual cards reduce fraud risks and make payment easy and safe.

  • IOT

IoT means the Internet of Things. It includes smartwatches, smartphones, and other online gadgets, which are widely used to make payments online instead of bank cards. Many Fintech companies try connecting with those devices to gather customer insights. 

  • Biometric authentication

Due to Fintech methods, everyone goes towards online payments. And every digital wallet and online transaction method needs passwords to store personal financial information. But currently, users like to use biometric authentication rather than the number of passwords and PINs for verification. So this biometric authentication has become the priority system for all Fintech companies. Your confidential and personal information will remain safe if your device gets stolen or lost. 

  • AI Chatbots

Artificial intelligence shows its ability in every technology sector by making useful and revolutionary changes. And Fintech is also not unaware of AI. Proper customer service is one of the important parts to play for every financial institution. So, AI chatbots help financial systems to contact their customers and inform them about their services and account details on time.

  • Voice payments

Already there are many methods to carry out banking and payment processes for people. But there is also one easier method than a digital wallet voice payments. Voice payments is a technology used in the banking sector which runs on Artificial Intelligence technology. Artificial intelligence is technology in which smart machines and software can be made using human intelligence. With the help of voice payments, we can do our transitions within a minute only by giving a command to that application or device. Only we have to link our credit card no. and other bank details to that device. Generally, the new generation attracts technology easily for their ease and convenience in life, so there are more chances that the future of banking and payments will be voice payments. 

  • Blockchain

Blockchain is the concept involved in cryptocurrency which stores data and helps to make out transaction process digitally. Cryptocurrency is a type of digital banking where no physical method; all transactions and payments are made digitally. So cryptocurrency is wholly based on financial technology because the currency is also in the form of digital coins like Bitcoin. The Fintech industry has a large impact on it. Because the concept of blockchain refers to storing financial data in digital format, which generates more revenue and gives a great user experience and fast financial transactions. The benefits of crypto and blockchain help Fintech to develop and grow more efficiently.

  • Embedded Finance

Embedded finance is also known as embedded banking. Embedded finance is a term that deals with integrating traditional banking or financial services into non-financial services. A few examples of Embedded Finance are Embedded payments, cards, and lending, which bring ease to customers to deal with their money. This technology offers safe and secure payments, loans, and investments without any interference from financial institutions. Its key advantage is that it gives all financial services in one place with safety and security in case of your assets and data. 

Challenges ahead of the Fintech Industry

  • Lack of Data security

The increasing use of digital services and technology leads to the creation of big data, which should be managed and handled correctly. Because data contains confidential payment information of users, physical banks have their CCTVs, and security guards to keep data safe. But virtual security is not that simple; it requires highly efficient cyber security applications or software to do these things.

  • Government Regulations

Finance is the chief factor for every government, so they are customary laws. The government regulates rules to protect every citizen’s data. There is always interference by the government in technology which is related to the financial process. But it is necessary to apply rules and legal terms to any technology to protect it from cyber attackers. If you create any software or application for financial services, you make sure that there is any legal compliance on this tech by the government and then proceed to your work.

  • Increasing Cyber-threats

Technology modification leads to cyber attackers who can track and misuse our data without permission. So, people sometimes see the risk of using technology for financial convenience, which is unsuitable for Fintech companies. The solution for this is to increase the number of cyber security experts to gain security and confidentiality of our confidential data. Cyber security experts can help the Fintech industry to gain customers’ trust issues in their data security. 

Conclusion

We are now on the starting edge of financial technology. Many modified and unbelievable technologies will be waiting for us in the future. As our population increases, there is more need for fast and easy service without any physical contact, which can be possible with Fintech. There is a need to enhance financial tech literacy in the people, which can bring more ease to everyone’s life while banking and payments. We have to find out the solutions for challenges in digital financial services, through which Fintech becomes more accessible to users.

Top 10 Best Business Magazines in the World for 2022

As an entrepreneur, one has to always look for current news and trends in the business world. Newspapers are not enough to cover each corner of the business news, but magazines cover all the news, people, ideas, and current trends in the business. Reading famous magazines, we learn how successful CEOs reach their target and how startups can maintain their growth. Inspiring stories and defeats of industrialists, investors sometimes level up our business strategies, ideas, and way of thinking. 

Many magazines out in the world flourish with their business-related blogs, cover stories, startup ideas, finance, tax, and much more. Let’s discuss the famous business magazines in the world.

  • Forbes 

Forbes is among the best and most well-known magazines out of the competitors in the category of magazines. It is published eight times a year and publishes reports on startups, finance, business personalities, technology, and politics, so this magazine touches on almost every current subject. The motto of Forbes is “Change the World,” and Forbes has an international edition of Asia and an editing license for 27 countries. The headquarters of Forbes Magazine has been held in New Jersey since 2014.

  • Fortune  

Fortune is a competitor to Forbes in content and rankings and is also known as an ideal magazine for entrepreneurs and readers worldwide. Henry Robinson Luce founded a fortune in 1929, headquartered in New York City. Fortune drives the conversation about business and guides by developing articles focusing on history and giving clues for the future. Fortune’s motto is to light up the path of world leaders and give them tools to make the business better. It dominantly focuses on commerce, industry, and investing concept related to people.

  • Business Today

Business Today is an Indian-origin magazine started in 1992. It is published once a   Fortnight. Business Today magazines mostly publish business, finance, investors, and investing-related articles based in India. Business Today is India’s leading magazine for getting economic and business updates.

  • Entrepreneur 

Looking for the best business magazines, we don’t escape the Entrepreneur magazine. It supports famous personalities and offers a step that new entrepreneurs use to build their ideas and strategies. Inspirational cover stories are filled with emerging and young entrepreneurs worldwide. Stories of new entrepreneurs, small business stories, and startups are all business essentials lightened by the entrepreneur magazine. 

  • Inc Magazine

Inc is an American-origin magazine founded in 1979 and based in New York City. This magazine publishes ideas, tools, innovations, strategies, and marketing ideas-based content. It is known for its unique and to-the-point content in the class of business magazines. It publishes about six stories annually, including social, economic, and financial articles.

  • Business World

BW Business world is an Indian business magazine published by ABP group. It covers news in finance, business, investing, society, and politics with relevant content that helps readers who are interested in entrepreneurship. Articles and cover stories are published fortnightly. 

  • Money

Money is an American finance brand and magazine held in New York. It is an online magazine monthly. Money magazine is always ready with financial, banking, personal finance, and successful investor strategies-related updates, which help new investors and leaders level up their business steps.

Business and Finance magazine is an Irish magazine published by Ian Hyland. This magazine was established in 1964, and for about 55 years, magazines have come with insightful news, making it one of the leading business magazines in the world. Startups’ success, the key to investing, and financial updates are perfectly lined by this magazine every time.

Fast company magazine is the most famous business magazine. It is an American business magazine established in 1995 and published 6 times yearly. It is well known for its uniqueness in creatively designing cover pages of stories and creating updates related to business, technology, video, designs, and podcasts, which turn it into versatile content making.

SUCCESS Magazine is the oldest runner in a race of business magazines from 1897. This magazine reveals the stories of extraordinary businessmen and revolutionary entrepreneurs. The uniqueness of magazines is that they connect with readers and genuinely guide them with relevant content in articles.

Reading allows us to grow and develop our thoughts to succeed. Any editorial, book, or magazine reveals history’s secrets and lightens future updates. We should always allow our minds to gather and pick up knowledge by reading. Today, online magazines are trending and helpful to get in touch with current news of any stream like business, fashion, finance, sports, and many more. So, expand your thoughts, boost your ideas, and be ready with your plan.

Top 10 Trends in Digital Marketing for 2022 to Help your Business

Digital marketing is the field where continuous evolution takes place, which offers new technology for customers and marketers. Today we are living in an era of the digital world. Now online services are preferred over offline services, which has a great impact on businesses of every size. Since its inception, ways of marketing and marketing tools have completely changed. Websites, apps, voice search, and social media are the latest tools of digital marketing. Digital marketing helps customers get and find enough product information in a short time. To acquire potential customers and build a digital communication system with customers, taking reviews from websites makes a change. 

Currently, every company’s digital and online presence makes a huge difference in customer acquisition. Large companies often design efficient websites concerning their products. So, by developing better UI and User Experience you can reach your marketing goal. Ideas with product efficiency will develop your marketing skills and digital proximity.

  1. SEO Ranking
  2. Visualization of product
  3. Chatbots for customer service
  4. Role of AI in digital marketing
  5. Website Designing
  6. Personalization
  7. Social media presence
  8. Voice search
  9. Review based marketing 
  10. Creative use of AR
  • SEO Ranking – SEO alleviates the ranking of websites on search engines like Google. It amplifies traffic generated for websites and content. So, SEO plays a vital role in digital marketing. It is closely related to content marketing, quality of content, engaging customers, and attracting visitors, which turn into digital marketing. If your website’s ranking increases, it will pop up first on search engines, when customers try to find products related to your service. Adapting the skill of SEO will upgrade your digital marketing strategies.
  • Visualization of product – Product visualization should be your primary marketing strategy to build business digitally. If you look at visualization-based marketing, it adds value to a product. It also helps to get increase user satisfaction and get genuine reviews from happy customers. Realistically develop your product design by keeping loyalty towards your customers. 
  • Chatbots for customer service – Communicative marketing is the best option to deliver your product’s details to customers. Chatting with visitors and customers will assure them about your service and help you to form bonds with them for a long time. Customers may need your service information at any unusual time, but your customer supporting team will not attend to them. But, you have technology’s hindmost invention, known as chatbots. These chat boxes help your customers solve their queries and provide information about your business anytime. This tool will give responses to visitors in minimum times.
  • Role of AI in digital marketing – AI launches automation in digital marketing. Using AI technology, complex work can be done in a short time. AI chatbots are a new elevation of Artificial Intelligence that proved beneficial to several business sites to enhance their marketing. 
  • Website designing – Web designing is an innovative skill that can level up your website’s overall UI. If users are happy while going through the website, there’s a high chance that they will search for your products. Websites that are hard to navigate and lack appropriate content are rarely preferred by users. Thus, it becomes evident that web designing, coupled with the expertise of a reputable web design agency, plays a crucial role in enhancing your digital marketing journey.
  • Personalization – Personalization means a company tries to make a system in such a way that satisfies customers by analyzing customers’ interests and information. It helps to form bonds with customers and gain loyalty. Personification is also called customization in the services of a company.
  • Social media presence – With the increased use of social media, it’s very important for companies to make their presence felt on various social media platforms. Users sometimes look for their wants on social media, so as a marketer, you need to start making business-related content with a marketing touch. Design posts in a visualized way for your products, making users curious to visit and see them. Start selling on social media platforms. 
  • Voice search- Voice search is a tool that is used to find out any product with some keywords. If your business’s website includes keywords related to business, it will attract traffic and get a high ranking.
  • Review-based marketing – Try to get reviews from reputed and famous sources; trust is built with many users. Also, try to get happy customers’ honest reviews for your recent users. It will improve your selling and product standards to form a brand.
  • Creative use of AR-  Augmented Reality is a new technology that helps customers show how their product looks. Many furniture companies use this AR tool to step up their marketing. This creative tool will surely help in digital marketing.

Before wrapping up, these are trending tools in 2022 used explicitly in digital marketing. These are skills that can creatively structure your website. Join new users and form bonds with them for a long time based on your product’s quality and superficiality.

Incredible Arrival of Technology – AI Chatbots

Every other minute there is a technological change. Change in any term gives direction. And more specifically, in technology, change comes up with solutions to people’s problems in society. Most of the technological developments from the ancient period up to the twenty-first century have improved human lives immensely. Any innovation is a new way to see technology, and right now, the new emerging way is Artificial Intelligence. AI is a human intelligence process based on computer systems. 

Beneficial terms while using AI-based applications are time-saving machines and systems that detect human errors and make work possible without interruption or break. AI systems can train, learn, analyze data and convert it into possible results. There are two types of Artificial Intelligence systems. One works functionally without storing memory for future use, and another is based on capabilities better than humans due to fast data processing and recognition. Robots and automated machines are the best examples of AI. Robots come under super artificial intelligence systems, and automated devices, machines, and automated options in apps are of general intelligence. 

In the case of websites and some other applications, there should be proper responses and solutions to customers’ queries from time to time. But every time it is not possible to solve problems for startup founders and successful enterprises. Suppose, any customer is looking for a solution to their query online at some unusual time. In that case, he does not get satisfactory service through that respective website of the business. But if there is any system or mode in the application which works for the customers and visitors, it will become easy. And precisely this happens today because many business owners adapt to this technology and use it efficiently.

 So this urgent need comes up with technology named AI Chatbots. Before going towards AI Chatbots, we take a look at what chatbots are first. A chatbot is a program designed to arrange a human conversation. These chatbots help to solve customers’ problems regarding product information. There are two types of chatbots. The first is rule-based, and another is working with the help of artificial intelligence. AI Chatbots include predefined messages or answers for users, and each time this chatbot stores information like a user’s questions in its memory and uses it next time. 

This AI system is a combination of reactions with limited memory. It works without human assistance by using natural language processing and understanding the intent or information behind the question. A user or customer can ask the query to AI chatbots as they ask humans. Many private enterprises, public sectors, banking systems, and insurance companies use these AI chatbots to bring automation to solve their customer’s queries. 

In short, working with AI Chatbots.

  1. The AI chatbot takes the customer’s question as input data first.
  2. After taking input data, the next step is to analyze the data. 
  3. Then it identifies and makes some conclusions about the intent and information behind the question to start a conversation.
  4. After analyzing data and then it composes a reply to any query.

Some exciting features about AI Chatbots

  • NLP System – NLP plays an integral part in running AI Chatbots. NLP is a Natural Language Processing system that enables chatbots to compose messages as humans do for customers. NLP is a combination of human language and computer processing. Natural language processing is a system that tries to make customers feel like a human-to-human conversation, not a bot-to-machine conversation. 
  • Emotional intelligence – AI Chatbots now take customer service agents’ jobs. Spirited conversation helps brands and customers connect with them. It can be possible by empowering programs in chatbots. This feature allows the chatbot to solve queries quickly and analyze users’ questions by giving appropriate answers.
  • Chatbot training – This is the most exciting feature of chatbots. By introducing information, we can train chatbots and perform complex work by it within a few minutes without human interference.

AI chatbots come with exciting ideas and opportunities for entrepreneurs to establish a start-up in the technological field. This technology helps build an excellent user experience and customer service in the public and private sectors. Many companies and employers currently use this chatbot to connect with customers more efficiently. Hopefully, you have picked up enough information about this innovation in the tech field.

10 Key Benefits of SEO for Improving Your Business!

SEO is Search Engine Optimization, currently popular as the best marketing tool for many businesses. SEO works as an organic content identifier; the relevant content about that particular subject appears on the top of the search engines. Search engines have crawlers or bots that gather all the websites related to search results and put all the top websites for users. Search engines like Google and Bing always try to give users the best experience and give them the desired search results for their searches.

So, all online users and businesses use SEO tools as their best marketing strategy. There are two online marketing criteria: SEO (Organic Marketing) and PPC (Pay for Marketing). If your website is designed with appropriate and excellent content, then SEO bots pick your website on the top to show search results to users. Therefore, SEO marketing is known as Organic marketing, for which you don’t need to pay. On the other hand is Pay-Per-Click marketing, where a marketer has to pay. The content of the website should be useful for your users or customers. Content can be in the form of blogs, write-ups, or articles through which you can attract customers to your business.

We understand SEO in a more precise form with the help of an easy example by which you can get more familiar with that topic and be able to use it for your business in a practical manner.

For Example, you search for ‘Best book for self-development on Google or any other search engine. You will get hundreds of results related to self-development books, but which will you choose? Preferably, you will select those books shown at the top of the search engine and why the top search results appear first because of the quality and relevancy of their content on the website. So whatever business you have, you must come up with more quality content in the form of blogs, images, services, and products than other websites. The moral of the story is that you must put genuine efforts into designing your website and content unlike and unique from others. Hence your efforts and quality content give you the benefits of SEO marketing for your business. Let’s see the top 10 benefits of SEO tools for your business growth.

  1. Increase your customers by using organic search

Search Engine Optimization is a science through which we can improve our website’s ranking on search engines. It increases the visibility of our website when users search for any product or information. And more website visibility helps attract more customers to your website. So without any marketing strategy, SEO enhances your business by providing you with quality and organic customers if your content is informative and relevant.

  1. SEO helps to develop the trust of customers

Websites that rank high on SERPs (Search Engine Results Pages) will get more visibility because it appears on the first page of search results. The content or site with a high ranking on SERPs develops and increases the trustability of customers towards any business. So, without any payable marketing, you can reach up to your genuine customers and enrich your business growth.

  1. You don’t need to pay for marketing in SEO

Putting all efforts into enriching the quality of your product and delivering it to your customers creatively is the skill of a marketing strategy or marketer. If your content and product quality are not proper and you have applied any high-cost marketing strategy, not any marketing strategy will help you to get results and growth. But if your content and product’s quality are really good, it ultimately reaches your target customers using the SEO ranking method without paying any cost.

  1. SEO assists in content marketing

Many businesses currently use content marketing as their strategy to get more value and credibility in their business. Any business can make use of this content marketing which assists that business in describing their product’s quality, information, and about their service. Good content will effortlessly increase traffic on your site and offer you target customers to sell your service.

  1. SEO supports PPC marketing

SEO is an unpaid marketing promotion type, while PPC is a paid marketing advertising campaign. SEO helps to gather organic traffic for your site and by PPC with paid service, you can put your site at the top of the search results of web pages. So, it will become a perfect pairing if SEO and your PPC marketing go hand in hand.

  1. It increases the user’s network.

Search engines always try to give a better user experience to each. So by SEO features, search engines give top results to their users to provide the best and proper content to the user. If your site is at a high rank on SEO, then naturally, user traffic will attract you to your web page.

  1. Develop your digital marketing strategy

SEO marketing proves as one of the best and most trustworthy strategies for increasing your network and enhancing your business revenue. Your digital presence as a marketer will tell customers about your service and products. So your website designing, content relevancy, product quality, reviews from customers, and reputed business make you a good digital marketer these days.

  1. SEO helps to build a brand

SEO promotes your product by increasing your website visibility to customers and helping to create brand recognition on online platforms. Whether an enterprise, small business, marketer, or author can and should use SEO to build their brand and gain recognition online. Continuous content designing and website development efforts can help you to increase your brand reputation digitally.

  1. It helps to get more clicks than PPC

PPC means Pay per click. You have to pay search engines for every single click made by a user for your marketing strategy. So as per your PPC marketing period, your website may include in the top web page results. But in the case of SEO, you get more clicks and visits of users than PPC because SEO is based on the organic search result method. So using SEO, you can get more profit for a long period.

  1. Long term Benefits of website

Though SEO takes time to show its importance to growing your business, if you do your work consistently, it rewards you with long-term benefits and customers for your website. But you must add quality content to your website to attain long-term stability in SEO marketing.

Final Thoughts

You may have good product quality and service for your customers, but if your business is not available online, it won’t be easy to attain desirable growth. So you can start with a small try in digital marketing by creating your website and content on search engines, and then step by step, you will be able to use many digital marketing tools to improve your connections and network with users. In all these tools, SEO helps you to reach the organic and target audience for your business.

By following some simple methods, you can make your site more accessible to users, but taking SEO professionals’ help is more convenient and beneficial for the growth of your business.

You Can Build the Life of Your Dreams with Terms Deals

What does “terms deals” mean?

When our Associate came to us with a specific goal in mind, we helped him achieve it.  It’s really that simple inside the Wicked Smart™Community.  We structure a predictable, proven & profitable strategic plan for our students and we go as fast or as slow as they’d like.  One of our company Values is matching effort for effort.

One of the best things about the real estate industry is that you are ultimately in control of how much money you make. The more work you put into it, the more you’ll get out of it. And the more you learn, the more profit you can create for yourself.

So when someone comes to us with a very specific goal in mind, we get excited because we know that with our help and their drive, they’ll be able to accomplish it.

One of our recent Associates did exactly this—they enrolled in our program with the goal of using terms deals (Creative Real Estate whereby you can buy homes with no cash or credit or banks)  to one day retire with a house on the beach in Jamaica. We thought this was a great (and attainable) goal for our Associate to strive for. As long as they took the time to learn the ins and outs of the  TERMS niche inside this lovely industry and put the work in to close out a few deals, they’d be well on their way.

So let’s take a look at our Associate’s fourth deal, which will be one of the final deals they need to complete before securing that beach house in Jamaica. Once you see how this deal shapes up, you’ll see why just a couple of terms deals can truly change the course of your life utilizing our unique 3 Payday ™ system.  We say that because our family average is approximately $75,000 per deal all 3 Payday ™ and our students around North America average a low of $45,000 to a high of $250,000 and up.  After 31 years in this industry, I can assure you that the new way of real estate is getting paid 3 times!

Motivation, motivation, motivation

We often say that there are millions of people who want to get into homes on terms. Especially with the COVID pandemic still lingering, banks are getting tighter on financing, rates already rose and people are finding themselves unable to qualify for a traditional mortgage.

If you can’t get traditional financing and you’re currently renting a home, why would you not want to get into a terms deal? In a terms deal, you’ll likely be paying the same amount of rent as you would have otherwise, but by the end of the term you’ll be a homeowner and you can start paying down the principal on your home.

That’s why we always talk about the value of motivation with these deals. There is motivation on both sides—the tenant buyer wants to get into a home and the seller wants to get their property sold and cash out their investment.

In this case, the seller wanted to move to a different location and had already bought a home there. His first house sat on the market for several months with no interest. After it expired, he got a call from our Associate and they talked about setting up a deal.

The tenant buyer, on the other hand, had moved to this area from a different state for work and was living in a corporate apartment complex. They were spending a significant amount of money on rent each month (with nothing to show for it) and they couldn’t qualify for a traditional mortgage. So they jumped on the opportunity to get out of their apartment complex and buy a home through our rent to own program.

The focus with buyers and sellers is always to see where you can help solve the challenge or problem or a previously unattainable goal.  When you do that, it’s a 3-way win.

How do you create wealth?  Get ahead of trends while simultaneously becoming a guide for those in need of better solutions.

All 3 Paydays ™

This deal was structured as a 36-month sandwich lease purchase. The purchase price was $420,000 and the seller had $205,378 in underlying debt on the property. That means our Associate owes him $214,621 in equity at the end of the term and that’s how it’s discussed- seller cash out versus price.  The price is simply used for the formula in Sandwich Lease deals.

Payday #1 is the down payment, which ended up being right around 10% in this case—$44,000, to be exact. Our Associate also was able to capture the first month’s rent of $3,000. This is something we do on nearly all of our deals; we structure them so that we don’t start making payments to the seller until 30 days into the term.

Payday #2 is the monthly spread on the home. Our Associate owed $2,437 to the seller each month and was receiving $2,635 from the tenant buyer. That’s a spread of $198 each month, which comes out to $7,128 over 36 months. Not a massive Payday #2, but it all adds up in the end!

Payday #3 is the markup on the sale of the home plus the principal paydown accrued over the length of the term. The principal paydown is where we receive a significant amount of profit, and this deal is no exception.

The markup was $20,000 (our Associate agreed to a sale price of $440,000 with the tenant buyer) and the principal paydown ended up being $1,500 per month. Over 36 months, that’s $54,000 added to Payday #3.

When you remove the initial down payment of $97,000, our Associate is left with $84,128.

Achieving your dreams through terms deals

Our student has already purchased a plot of land and will be building a home to retire in very soon in Jamaica. With just a few more deals, he’ll be able to retire and live the life of his dreams.

This is something we see time and time again. These types of deals give you cash-in-hand at the beginning, consistent cash flow throughout the term, and a large Payday at the end, thanks to our 3 Payday ™  system. With just a handful of deals you can build significant profit.

If you’re willing to put the effort in, educate yourself, and get deals done on a consistent basis you can build massive generational wealth with terms deals. This is just one of many examples!

What is it that you’d like to create that you’re not already creating?

Are you working for a pay check or even doing real estate deals that are one-pay deals, very transactional?

How many deals like this would you need in order to build the life of your dreams?

About Chris

Chris Prefontaine is a 3 – time best-selling author of Real Estate on Your Terms, The New Rules of Real Estate Investing, and Moneeka Sawyer’s Real Estate Investing for Women. He’s also the Founder and CEO of SmartRealEstateCoach.com and host of the Smart Real Estate Coach Podcast.

Chris has been in real estate for over 30 years. His experience ranges from constructing new homes in the 1990s and owning a Realty Executive Franchise to running his own investments (commercial & residential) and coaching clients throughout North America.

After the crash of 2008, Chris reengineered his entire business to weather all storms and economic cycles. Understanding these challenges, he helps students navigate the constantly changing real estate waters.

Today, chris runs his own buying and selling business with his family team which purchases 2-5 properties monthly, so they’re in the trenches every single week. They also help their students do the exact same thing all across North America, working together on another 25-30 properties every month.

                                                                                                    – Chris Prefontaine, Smart Real Estate Coach, Founder, CEO & Coach

Is Netflix Stock a Buy Now That Microsoft Deal Has Been Made?

In the year 2007, around 15 years ago, Netflix started its journey in the entertainment industry. Here, they started their first streaming service, and from the first time, they faced a huge problem as there was tough competition with the paid television sectors. Since that time, it has become a less costly and more effective alternative for the streaming platform. At that time, other companies did not see this company as a competitor of them and soon, broadcast and cable companies lost their share in the market, and Netflix started their journey as a famous streaming platform in the last 15 days. The shareholders have also received extraordinary returns as the stock has enhanced by around 4,600% in the last 15 years. As a result, the company will be able to get a good deal.

Microsoft recently selected the company to power the ad-supported streaming services. With the help of it, the company will be able to get highly enhanced streaming services. As a result, the company will also be able to enhance its revenue in recent years. As a result, it is going to be one of the most helpful deals for the companies so that they will be able to get more subscribers. As a result, it has become a very helpful deal for the company. In order to get the deals and the revenue, that company is going to take a huge deal.

Now, it will be a great deal for the people who will be able to enhance their share price also. Now, it is also going to be a very challenging decision for the company whether they will choose the deal or not. If they choose the deal, it can be a life-changing deal for them. By the help of which they will be able to complete the deal or not. This is a factor that is going to be a very challenging factor for them, whether they will be able to start the deal with the company or not. As a result, this has become a very challenging decision for the streaming service providers or not. The company’s shareholders are also waiting for the company’s decision, and it is also seen if people will be able to get a more return for the shareholders or not. This is also becoming a challenging factor for them.

The biggest ‘supermoon’ of the year is here: don’t miss it.

The supermoon is denoted as one of the most interactive situations that are going to happen this year. On July 13, Wednesday, at around 5 a.m. EDT (09:00 GMT), the moon will come to the closest point of the earth for 2022, this is denoted as one of the milestone records, and this is a position that is becoming one of the most impressive ones. The perigee distance between the earth and the moon will be 221,994 miles away, and after nine hours as well as 38 minutes later, it will become a full moon. Though, according to the scientists, the full moon will almost last a minute or two, the observation is going to be of extraordinary observation, and for this reason, the importance of the event is becoming exciting for the users.

According to scientists, it’s almost impossible to detect the change on the moon, and it is required to take help from some extraordinary telescope to observe the changes on the moon. Still, the interest in the supermoon event is relatively increasing.

So whenever the moon comes down towards the neighborhood, but at your pace, it can take almost many hours to watch the full illumination of the moon. As a result, it is going to be a rare event that will take place on the earth. Newspapers and other social platforms are insisting people go outside and watch the full moon in the evening, but for the local people, this is going to be a challenge to watch the full moon at night without having any tools. But, they will be able to see the biggest as well as the brightest full moon this year. As a result, more people are becoming eager to see the full moon at night. As the whole thing happened some years ago, people can still now be able to see the rarest event.

People, who do not know about the stars and other facts, are also eager to see the rarest supermoon as the whole thing will appear over a decade later. People are also eager to watch these supernatural events. People who want to watch this event can go outside and watch this supernatural event that is going to be one of the most impressive events for the general people who are willing to watch super moon during the year.

Light PDF editor is coming towards the Firefox browsers.

The light pdf editor is becoming one of the most effective PDF editors. Now, the firefox browser is also teaming up with the PDF editor so that the users can also use the PDF editor in the browser. They will be able to edit a document even faster than downloading it and making any changes to it. As a result, this will be one of the most effective browsers with the help of rich people who can make necessary changes even in their PDF documents. As a result, it will be one of the most effective Firefox Browsers, the help of which people will be able to see the differences between the Firefox browsers.

The company has declared that the light PDF is coming towards the browser so that people will be able to use the PDF on a regular basis, and this is also going to be a very safe platform for the users to use and edit the browser. As a result, this is also going to be one of the effective tools for the users so that they will be able to use the browser on a regular basis, and they will also use the PDF on a regular basis.

This is also going to be good news for the users that they will be able to make necessary changes in the PDF files, and they don’t have to go to the separate website and upload the document there so that they can make changes in it. As a result, the users are getting more attracted to the firefox browsers, and the importance of the browser is also increasing.

From the next update of the application, the people who are using it regularly will be able to see the necessary changes in the PDF editor, and they will be able to make necessary changes in the PDF also. So, for those people who are searching for one of the most effective Browsers with the help of which they will be able to make necessary changes to PDF documents, Firefox is becoming one of the most reliable applications for them also.

The entire process is going to be easier and also a more safe process and people will be able to use it on a regular basis also, and they don’t have to pay any extra fees in order to use the website, and it is also becoming good news for the users.

Apple Watch 7 hits a massive record low price ahead of Amazon Prime Day.

Amazon prime day is denoted as a prime time when people can make great products at a great price. Now, in these great days, the company is also giving great deals on Apple smartwatches. There is good news for the Apple watch seven lovers; the company is also giving a great deal on the watch. On amazon prime day, this is a great time to buy some latest tech as the price of these products is relatively decreasing. Just like the deal on the Apple series seven deal, they can get a great deal on other latest technological gadgets also.

During Amazon prime day, the Apple Watch 7 was on sale, and the product price tag was $284. So, it can be said that there is almost $115 off on the smartwatch. As a result, it can be denoted that this will be one of the greatest deals for the people willing to take the latest gadgets and watches.

This is a watch that gives almost 18 hours of battery life. Though, there is some space for improvement here. The improvement will help people get more help for the watches, and these products are also very impressive for use. The product is a very solid one, and for the smartwatch, people can also get a USB-C magnetic charger; with a single touch, people can use the Apple Watch, which also hits a record for others.

The Apple Watch is one of the most effective products for people who love to use smartwatches on a regular basis, and this is also going to be one of the most effective products people can use on a regular basis. As a result, people can take help from the Apple watches, and they can be able to get the best prime experience for the users. As a result, this is going to be one of the most effective deals with the help of which people will be able to get the amazon prime day. As a result, this will be one of the best products people can buy and get the best deals on watches.

So, people who love the best Amazon Prime can take help these days t fulfill their wish list and get the latest gadgets for their house. This will be very much effective for their pocket also.

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