Simple Ways to Survive and Rebuild Your Business after COVID-19

Since coronavirus has become a full-blown pandemic, the unemployment rate has rapidly increased as businesses are forced to close their doors for the sake of public health. It has wreaked financial havoc across the world, leaving many small-business owners struggling in its wake.

No doubt, this is a stressful time mainly for small business entrepreneurs who have smaller coffers to sustain them. While the short-term outlook for start-ups varies as per the industry, it is vital to consider what recovery mode will look like once the economy begins to return to a state of normalcy.

But having an exit strategy after the pandemic will help you to be prepared to hit the ground running and recreate. In case, you are not so sure what your present and exit plan should be during and after COVID-19 situation, here are some ways to sustain and get your business back on the track.

Make a Backup Plan

Present-day, businesses are putting safeguards in place to ensure the security of their companies and employees the major precaution many business owners are taking includes creating an emergency preparedness plan. This plan includes major steps to protect employees, what to do if this outbreak occurs at your company, how your employees can contact you, and what will happen to company function if it is infected.

Communication with Employees

Communication is an important part of doing business. This time, your employees are likely concerned about their health and how they can continue working as more things. Whether you have a small team or a big team, try to be in constant touch with them- via. Email, text, or call.

Connect on a Personal Level

This is a perfect time to encourage your community to follow, like, and share information about your business and to leave reviews on Google and Yelp. Utilize this time to connect on a personal level, so when things get back to normal, they feel that connection and become a lifelong customer.

This period is also great to focus on customer service like handwritten letters, manual and personalized emails instead of automatic flows, and tries to respond to more comments on social media. Anything to help make these customers feel appreciated for still helping you when everyone is struggling.

Stay Prepared for the Next Crisis

While the COVID pandemic may seem like an once-in-a-lifetime event, the reality is that an emergency can come along to disrupt your small businesses at any time. Use what you have learned during this current situation for them to prepare for the next crisis, it would help you to insulate your business from future shocks.

For example, building up liquid savings may be a priority for your business if you had little or nothing aside before the coronavirus begins.

Consider Whether You Need Funding to Recover

Unless you had a large amount of cash on hand going into the pandemic, this is likely that you may need some working capital to start your business operations coming out of it.

When it comes to financing your small business, there are various options to consider. If you are considering financing to help rebuild, keep in mind that borrowing may be competitive, as leaders want some reassurance that loans can be rapid. Review your business and personal credit scores and also your business and personal finances to gauge how likely you are to get approved for funding.

Bottom Line

The COVID pandemic has impacted businesses and industries of all sizes. The lessons we are taking from the crisis in the global sense- supporting each other, keeping each other safe, learning new ways to connect, and banding together in a common effort and learning new ways to connect.

Important Steps to Prevent and Prepare for Coronavirus

As the coronavirus is spreading across the world, one of the top questions people are asking is how can we prevent it from spreading? It is a really stressful time, to be sure- but there are easier specific steps you can take to protect yourself and others from getting infected.

Here’s what you need to know to take the right step to plan, prepare and even prevent the spread of the disease.

Stay at Home

When you are not feeling well, stay at your home. Try to limit how much time you spend out in public or around others. It is not usual for us to be living this way, but is one of the easiest ways to prevent the spread of germs.

Have a conversation at your home and if possible take work from home. Walk or travel by car instead of public transportation whenever possible and avoid travelling for leisure.

If you have symptoms of the common cold or flu and are a healthy person with no medical issue, you need to stay home. If you live with others, let your housemates handle the cleaning, cooking, and laundry and isolate yourself in your area.

Maintain Distance

Whether you are under the weather or feeling fine, it is great to hit pause on all kinds of touching means kissing, handshakes, hugging, high fives, elbow rubs, and fist bumps. Keep this in mind that cough or sneeze into your elbow or a tissue and then instantly wash your hands. It will help prevent the spread of germs or viral particles.

Keep Disinfecting

Sanitize al common use surfaces bathrooms, remotes, computers with disinfectant wipes or spray. Always clean your phone.

Take Your Stress Level Down

Stress badly hits our immune system so, try to stay calm. Avoid arguing with people on Social sites that add another layer of stress, and try to limit your time on social media so you can avoid misinformation and constant bad news.

Get enough resent, eat a balanced diet with lots of fresh fruits and vegetables, hydrate and do proper physical activities.

Be Smart about Travel

Medical experts are advising to avoid nonessential travel. In case, you cannot escape your travel, try to avoid contact with sick people and clean their hands often by washing with soap and water for 20 seconds.

Check your health insurance to see if it covers international travel coverage. If you have planned a cruise or overseas travel, keep the possibility of being caught on a ship or over a border when the decision is being made, which could limit or disrupt your travel.

Additional Steps

·       Have a supply of food staples and household supplies such as bathroom items, detergent, and diapers.

·       Make sure you have at least a 30-day supply of your prescription medications and have other health supplies on hand including pain relievers, cough, cold medicines, fluids with electrolytes and vitamins.

·       Help family members and neighbours get prepared and share the safety messaging with those who may not have access to it.

Benefits of Natural Fibres and Organic Clothing for Womens

You are always encouraged to eat natural foods, have you ever gave a thought for what you wear? Picking out the right choices at the clothing store for your family and yourself can be a challenging task for some. Versatility with respect to design of garment makes a customer more puzzled while purchasing a cloth. But the stuff it is made from should be the priority of a customer. Some may not wonder because their clothes fulfills their checklist of four elements- appearance, comfort, size and price. But the alert is, you should know that 60% of what comes in contact with the skin is unswervingly absorbed into your bodies. That implies, whatever you cover yourself with will eventually gets carried into your blood stream. So, it’s always best to go with Natural and Organic Fabrics instead of synthetic fabrics.

Significance of Natural and Organic Fabric to Women

And when we are talking about Natural and Organic Fabric, it is an important concern for women. Clothing is both woman’s means to show and to hide. It covers the most intimate parts of their body but simultaneously contribute a means to parade woman’s best clothing to show off.

However, neither everyone is identical nor their choices with what they are comfortable in wearing. Unfortunately, cloth materials are present in varied quality, in which some could result to health issues. And particularly to woman’s delicate body, it is more vulnerable to allergies and skin diseases. Therefore, inclination for opting natural and organic fibre like wool, cotton, bamboo, linen etc is fair.

Why to Choose Natural and Organic Fabric Over Artificial Fabric

Natural and Organic Fabrics is a better investment as synthetic clothing fibres has numerous toxic chemicals and neither it is sustainable as it is made of non-renewable resources. Synthetic fibres asks for a number of processes and range of toxic chemicals, in order to designed and dyed. Out of which, many of them are flammable or carcinogenic, which is a matter of concern for upcoming textile industry if these elements remains longer.

Products made from natural and organic fibres tend to bode for a longer time and also biodegradable which makes our Earth too healthier and happier. This is a crucial step towards the brighter future of Earth. Because we know that, to curb the most polluting industry, i.e textile industry has become the need of the hour.

Influence of Natural and Organic Fabric on Fashion Industry

Let’s unveil the interesting part that will spur you to switch to natural fibre clothing is that they use natural dyeing processes,  that enhance the color of fabrics. There is mount seen in usage of clothes made from natural fibres because various rectification has been made, when eco-fashion movements is talked about. Women gets thrilled when the clothes they wear are from prominent fashion houses and designers, and now these prominent people are getting included into the eco-fashion movements. At various ethical fashion shows, collections presented by these designers could be seen with the influence of choosing natural fibres over artificial, promoting sustainability.

Why to go with Bamboo and Cotton Fibres in particular

With their sensitive skins, cotton and bamboo are very popular among babies and their moms. Cultivation of organic cotton without pesticides, synthetic chemical fertilizers and growth regulators, bamboo’s properties like rapid growth with lesser moisture requirement and these fibres easy affordability make them choose over costly natural fibres like silk, linen, etc.

Organic cotton and bamboo fabrics have chock full of exceptional facets like, these fibres not only feel good but also they are interwoven well, yet extremely soft and breathable. It gives you elite feeling with lightweight stuff yet with protection and warmth.

There is misconception with respect to how these clothes look, unbleached cotton or baggy, hemp, beige — but reality differs, natural-fibres clothing is available in wider colors and styles. And the better part is natural attributes of these fabrics makes the dye hold better than man-made artificial fibres

With a renewed resolve, risking less to your body with natural-fibre made clothing and taking better care of Mother Earth, find yourselves restoring old techniques that keep natural-fabric clothes on-going.

Why Do You Need Business Insurance?

Running a business comes with inherent risks; here business insurance can be a helping hand. Of all expenses, you can save on your venture from losses. Unfortunately, bad things happen to the most unexpected movements. That is why you need insurance.

Business insurance is a broad category of insurance coverage’s designed for businesses. It is also known as commercial insurance. Some business owners buy insurance to secure themselves against financial losses resulting from lawsuits or physical damage to company-owned property.

Insurance can save you from financial catastrophe if something goes wrong, but even when things go properly, business insurance powers your progress. Just make sure you have chosen the right policy. Every business is different and so the insurance needs of each business are completely different. Although, there are practical rules about the general insurance needs of a business.

Business insurance protects your company from losses that could significantly impact your operations. Like a fire incident destroys your company’s building and a large bodily injury claim, which results from a slip and fall incident at your child care business.

Most small businesses need a business owner’s policy. It incorporates business property, business liability as well as business income insurance in one policy.

Business liability also called commercial liability help to cover the costs of liability claims made against your business. For example if a client was to trip and injure himself on your business property, he could bring a lawsuit against your company. Here, Business liability insurance supports you in covering the cost of that claim.

Business income insurance is one of the important insurance plans for the business. It helps replace lost income when your business operates due to a covered loss. It is a perfect way to ensure you can keep paying your bills, payroll, and ride out the temporary suspension of your business. If any accident happened and your business is damaged due to it; these insurance plans help you to replace the lost income while repairs are being made

You hire employees to work in your company; these workers become your responsibilities. There are few kinds of insurance that your business is legally obligated to obtain, including, in most states, workers’ compensation insurance. You can take some other forms of insurance available to businesses that can protect your employees’ livelihood like liability insurance that can offer financial protection by making a payment on a judgment, removing the financial burden from the company’s concern.

If you wish to expand your business and looking for a business loan, business insurance is important to get the approval easily. Business insurance is an established way of managing risk and demonstrates to lenders that you value protecting your investments over saving a few dollars.

You are very lucky; you do not live in a part of the world where disasters are likely to hit. But wishful thinking does not provide as much coverage as a real plan. There are various factors outside of your control and the best way to ensure peace of mind is to take responsible action.

Search Engine Optimization: foundation of online marketing

Search engine optimization (SEO) is a blend of techniques to drive targeted traffic to a website from search engines. It is a critical component of web marketing. It includes various onsite and off-site strategies to produce top results. In short, SEO is basically a process of affecting the visibility of a website or a web page in a search engine’s unpaid results.

Presently, Google processes billions of searches on a daily basis, and the vast majority of searchers go through the first page only. If a company is not at the top of the rankings, it might be invisible. SEO technique pushes a website above the competition

According to Hubspot, 57% of B2B marketers accepted that SEO marketing generates more leads than any other marketing techniques. Also, it is proved that more than 50% of all traffic on the web begins with a Google search. And if you add together traffic from other popular search engines such as Bing, Yahoo, and YouTube, 70.6% of all traffic originates from a search engine.

The best part is that there is no need to have a search engine scholar to rank for valuable terms in search results with SEO. There are some proven, repeatable and result-oriented practices for optimizing websites for search that can drive targeted traffic through search without having to reverse-engineer the core competency of one of the world’s most valuable companies.

There are three types of SEO that are helpful in creating a perfect marketing strategy- technical SEO, on-page SEO, and off-page SEO.

Technical SEO

Technical SEO is completely related to the non-content elements of a website. It is focused on improving the backend structure of a site. Strategies of technical SEO also improvise a site’s readability that makes it easier for search engines to crawl and provides users a good experience. It becomes the foundation for search engines to see that the site is high quality and affects the overall traffic and engagement rates of a site positively.

SEO Technical includes:

  • Site speed
  • Crawlability
  • Mobile-friendliness
  • Site architecture
  • Indexing

On-Page SEO

On-Page SEO includes strategies to optimize a particular page on a website. These factors support search engines to understand the topic of the give content and see that the website is a valuable source that people are looking for.

On-Page SEO includes:

  • Keyword research: Here, one makes efforts to efforts to find the most relevant keywords to target on a page of content
  • Content creation: Submitting high-quality and fresh content targeting any keyword
  • Keyword optimization: Placing the relevant keywords on the right places and using good Meta tag SEO.

Off-Site SEO

Off-page SEO methods effectively strengthen the influence and relationship, a website holds with other websites. This type of marketing aims to create the reputation and authority of a website. It makes search engines see that a website is an ideal search result as; the site is from a reliable, recognized and trusted source.

Off-site SEO is mainly related to the high–quality backlinks. A large volume of links pointing to a site from relevant, authoritative sites shows search engines that this particular site is valuable and reputed. These trust signals can be achieved through a variety of link building and guest posting tactics.

All in all, it is essential to enhance the online presence, traffic and ultimately results in a better ranking of a website. The ultimate goal of any search engine optimization is to get more exposure and traffic for a business.  Marketing experts always look for ways that can help their business and site position on higher position.

Is The Ban On Mobiles Phones In Classroom Ineffective?

Smartphone has become an integral part of our daily lives. But should mobile phones used in classrooms?

It is not the first time the debate around smart phones in schools has made its presence known, and it certainly will not be the last. Despite teachers’ concerns and strong policies of schools, the number of Smartphone users has risen to 71 billion in 2019 on the global level; it is expected that this figure will surpass in 2020.

Today, smart phones are everywhere. As per the Pew Research Centre, 95% of teens in the US have access to smart phones, and half of them say they are online all the time. Teens spend more than nine hours every day consuming media through mobile devices according to the estimation of the Center for Media and Child Health at Harvard Medical School.

No doubt, smart phones have transformed the way we communicate, but there is a question they can be a major headache for teachers as well as administration. This is the reason why several schools have put in place restrictions or bans on students’ use of cell phones in school.

Researchers believe that children’s rapidly growing use of smart phones may contribute to declining mental health and the inability to learn well in school.

This change shows a pivot away from the more open student cell phone policies that districts instituted in preview years. But many people think that this restriction is not the right decision. Reason being, the recent changes are fuelled by educators, who worry that by allowing students to spend their time on their devices, they are raising an addiction and stunting students’ development of face-to-face communication skills.

In this world, children are born with a life where digital gadgets are a normal part of life. From an educational perspective, banning smart phones in schools may be an easy solution but not necessarily the smartest one.

Many experts believe that it is better to keep mobiles in schools and help train students on how to use them responsibly instead of just banning their use.

They say devices can be a great teaching tool. And, ban it just hiding from reality; it is just common, everyday practice these days. And, we can teach kids to live safe, responsible and healthful lives with and without their mobiles and other devices.

Education is the perfect medium to teach children to practice self-control and to live a better life. But schools cannot do this alone; parents must support schools in that.

Parents should give some time to their kids. Stat with sleep; a teen needs nine to 11 hours of sleep but because they sleep with their smart phones, it steals their sleeping times. Keep your eyes on your kids and make sure they sleep on time.

Always motivate your children to play outside. Physical activities are important for healthy growth and kids playing are the way. Today, children are spending much more time daily with digital devices than before, stop it. Make it a tool, not a treat. Motivate your kids to read more books. So these are the techniques, parents can adopt to decrease the use of Smartphone without banning it.

The 10 Best Mobile Applications to Maintain Weight

The mobile application is incredibly useful in maintaining weight and taking care of health. You can easily download them to your mobile device and use it to track different lifestyle habits like calorie intake and exercise. Some of them hold unique characteristics and different financial rewards and support forums that help keep motivate towards your weight loss goal.

We have rounded up 8 great applications for the support you manage your weight effectively, and work on better and more intelligently:

  1. MyFitnessPal

MyFitnessPal presents a huge food database, offering more than 5 million various foods. It works as an effective calorie counter; it can take you less than 5 minutes a day to track your diet and exercise. The app works in conjunction with over 50 devices and application including Fitbit, Garmin devices, Apple Health, etc.

  1. MyPlate Calorie Tracker

MyPlate Calorie Tracker is considered as a user-friendly option for losing weight. This application supports you find out which food you eat contains the most calories, allowing you to set personalized daily calorie goals. It also allows you to keep track of your water intake, and create custom goals for micronutrients and macronutrients.

  1. Headspace

The Headspace application is a winner as far as bringing the practice of meditation to the masses. It is said that optimal health needs more than just logging 30 minutes at the gym. The Headspace application is on top of bringing the practice of meditation to the masses.

  1. Fitness Buddy

If you are looking for a personal trainer in your pocket, then go for Fitness Buddy. It holds more than 100 gym workouts for all types of fitness goals, over 1,000 home workouts, and eight comprehensive fitness programs, animations, instructions, and videos.

  1. Aaptiv

A specially designed app for fitness freaks, Aaptiv is the best option for personal training. It is an in-ear personal trainer who takes your exercises to a whole next level. It has over 2,500 audio sessions, 1 personal trainer, creating new courses every week. Aaptiv holds everything you need for comprehensive training.

  1. Keel

Get yourself into a fast and effective workout with the Keelo app. This application provides fast-paced workouts by taking leverage of training methods. It lasts from a minimum of 8 minutes to 20 minutes that will provide results when done at least thrice in a week.

  1. Sworkit

Do you hate the gym due to the crowd or any other reasons? Sworkit is a perfect option and you do not worry too much about working out. With it, you only need to set your goal and provide your current details, and that is it. You will be able to get a 6-week program with goals to accomplish every week.

  1. Lose It!

Have you heard about Lose It! It is goal-oriented applications that will support you accomplish your fitness goals through food and exercise tracking. This app is the perfect way to log what you are eating to reach your goal weight. This app feature makes doing so even easier by taking a photo of your meal to log it and get the calorie count.

5 Best Web Browsers in 2020

Today, over 55% of the world’s population is using a browser to explore the digital world. That’s about 4.3 billion people in number. Internet is a large forest with web Browsers working as passages to find out what lies inside internet Websites.

There are numerous browsers with different features and functionalities. But which are on the leading positions? Here we have compiled a list of top web browsers in 2020, which are feature-rich, faster, and secure and have great popularity among users.

  1. Google Chrome

On the date of today, Google Chrome is the most used web browsers across the world. It was released in the year 2008 as a freeware that was written in C++. Google Chrome is widely known for its performance, ease of use, syncing with Google database, security, great support for WebKit, HTML5, CSS3, and other latest web standards. With Chrome, Google has built an extendable, browser that deserves its position at the top ranking.

  1. Firefox Browser

Firefox Browser is one of the best Android browsers; it provides a remarkable browsing experience to its users. This is the second most popular web browser in the world and is a freeware from Mozilla organization that was released in the year 2002 by the name “Phoenix. Apart from all the essential features, it has HTML5 support, Firefox sync, add-ons support, and allows multiple panels. You can send video and web content from your phone to any TV which is equipped with supported streaming capabilities. It is a secure Android browser that is available for free in the Play Store.

  1. Opera

One of the oldest web browsers, Opera was released in the year 1995 by Opera Software. The freeware browser was written in C++ and is available in over 40 languages. Opera browser is available for Windows, UNIX and OS X. It is also available as Opera Mini, Opera Mobile and Opera Coast for different mobile Operating Systems such as Android, iOS, Symbian, Windows Phone, Bada, Maemo, Windows Mobile, and BlackBerry.

  1. Internet Explorer

Internet Explorer is the default browser in Windows and is the fourth most popular and used browser in the world. This browser is not as free as needs a Windows license to use. It is the semi-active browser for Windows and remains discontinued for UNIX and Mac. The UI of the browser has been improved in comparison to its older versions. But still, this does not contain many advanced features.

  1. UC Browser

UC Browser is the number one most used browser in India. It has a huge market share in India and China. And, by the end of 2014, it became the number one browser in China, India, and Pakistan.

UC Browser was launched in the year 2004 by a Chinese internet company named UCWeb. It is a mobile browser and was originally launched as a J2me-only application. Present-day, UC Browser is available for Android, iOS, BlackBerry, Symbian, Windows Phone and Java ME.

Top 11 Fun Facts About Mobile Phones, You Did Not Know

In this ultra modern-age, we cannot imagine our lives without a Smartphone. Over the past few years, they have become a kind of addiction. Our day starts with mobile phones and ends with them. But how well do you know that favourite friend in our pocket?

Here’re a few amazing facts about mobile phones that you probably did not know:

  1. Martin Cooper, engineer of Motorola made the first call from a mobile phone on April 3, 1973, on the streets of New York. More surprising is that he called on of his biggest rivals in the sector; engineer Joel Engel, from AT&T, just before giving a press conference to announce that he made the call first time from a mobile phone.
  2. The first “Smartphone”, Ericsson GS88 “Penelope” model came in the market in the year 1997.
  3. We all know about Nokia 1100, but very people are aware of this fact that Nokia 1100 was the bestselling electrical gadget in history with more than 250 million pieces sold.
  4. Having an addiction to mobile phones is called nomophobia. It is very common in the present period. Around 200,000 million human beings are suffering from this phobia and as the fear of certain people who are afraid to leave their home without their mobile phone.
  5. “Ringxiety” is a term, under which people get the feeling of hearing the phone when it is actually not ringing, and another one called, “phubbing“ that describes the behaviour of a person who ignores everything around him due to the use of the mobile phone.
  6. Data says that on average, we check our mobile phone about 150 times a day. It is very likely that people who are suffering from nomophobia do this a lot more often than average, data says that we check our phones every 6 minutes on average.
  7. You will shock to hear but it is a fact that there are more mobile phones than people in our world because the number of people who have a mobile phone in the world is very high. Each user has about 1.5 phones on average that means the number of mobile lines is located close to 7,500 million, and the world is populated by 7,350 million people.
  8. In the year 2012 Apple created history after selling more than 340,000 iPhones on a daily basis, which are around 4 per second.
  9. If you are health concise and take extra effort for hygiene, and then it is bad news for you. You need to be careful while using your mobile phone because a mobile phone holds 18 times more bacteria than toilet handles.
  10. Apart from bacterial infection radiation is another big issue with mobile phones. These radiations can cause insomnia, confusion, headaches, ringxiety, nomophobia, telephone phobia, and frigensophobia.
  11. It may sound odd in some ways, but it is a fact that you can charge your phone by using urine, scientists developed it.

Best Tips For Entrepreneurs To Stay Healthy In Hectic Schedule

Life as an entrepreneur is full of challenges. Sometimes, it looks like you do not even have time to take your meal or take a breath. It is important to keep yourself healthy and fit while maintaining your dream.

Here is the advice on developing the habits every entrepreneur needs for a healthier lifestyle:

  • Make your Schedule

Schedule your doctor appointments, date nights with your significant other and important business meetings. We cannot achieve our best possible versions when we are suffering from personal health issues. Make a weekly plan and include an exercise block, mainly at the same time each day.

  • Sleep is the Foundation

We cannot deny from this fact that rest is our foundation to maintain fitness routines and function at our peak performance level as an entrepreneur. Schedule your sleep for a fixed time period. Healthy sleep can help you keep your waistline under control. It also boosts your creativity, productivity and energy levels. To ensure you are getting enough quality sleep, don’t work in your bedroom. Work only at the office, read on the couch and use your bed only for sleep.

  • Take care of Diet

Healthy food is the first need for a healthy body. But in a hectic schedule, entrepreneurs hardly get time to take care of their diet.

The hardest part of eating healthy is the time it takes to cook healthy meals. You save your time by cooking all your food that are used as snacks on Sunday and then store it in a tight container. This way, you don’t have to think about what to eat every time you come home. It will cut the possibility of eating fast food.

  • Eat Clean Meals

The meals you make must contain protein, vegetables, and eight healthy fat or crab. Eat chicken, salmon, and eggs hold a lot of protein. If you want to gain healthy fat, take avocados, almonds, and olive oil.

  • Control Your Portions

Don’t over think the number of times you should be eating in a day. The people whole eat every three hours, they end up overeating, thinking that they are being healthy. Instead, eat when you get hungry but focus on your portion size. Each meal should b the size of a fist to fist and a half. Eating healthy is good but eating more than limit is not injurious.

Steve Jobs says to hold walking meetings Instead of sitting at the card talking, get some activity in while conducting business. Walk to your favourite lunch spot; invest in a treadmill or standing desk.

To put it simply: Sleep, exercise and nutrition are essential if you are serious about building a profitable, sustainable, scalable business. A lot of entrepreneurs overwork them and never get sleep, or they complain that they are too busy to take care of themselves.

Make your health a priority so you can make a better decision. Pamper yourself and lookout for new ways to make money and develop your business.

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